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Closing costs calculator

Build a Closing Disclosure-style estimate for a purchase or refinance. Enter a California ZIP code to pull the county planning tax rate, then adjust dates, prepaid interest, escrow setup, credits, and agent commissions.

This estimate mirrors the format of a Closing Disclosure.

Closing Disclosure Estimate

Date issued 09/14/2026

Closing Information

Closing Date
10/15/2026
Disbursement Date
10/16/2026
Settlement Agent
Estimated

Transaction Information

Property
$750,000
County
San Diego
Borrower
Buyer / Borrower
Seller
Owner / Seller

Loan Information

Loan Term
30 years
Purpose
Purchase
Product
Fixed Rate
Loan Amount $600,000
Interest Rate 6.750%
Monthly Principal & Interest $3,892
Estimated Cash to Close $139,000

Closing Cost Details

$0
Loan Costs Borrower-Paid At Closing Borrower-Paid Before Closing Seller-Paid At Closing Seller-Paid Before Closing Paid by Others
J. Total Closing Costs $0 $0 $0 $0 $0

Calculating Cash to Close

From Borrower
Total Closing Costs (J)$0
Down Payment / Funds from Borrower$0
Deposit$0
Payoffs and Payments$0
Seller Credits$0
Lender Credits$0
Cash to Close$0

Summaries of Transactions

$0 monthly

Borrower's Transaction

K. Due from Borrower at Closing$0
Sale Price of Property$0
Closing Costs Paid at Closing$0
L. Paid Already by or on Behalf of Borrower$0
Loan Amount$0
Deposit$0
Cash to Close$0

Seller's Transaction

M. Due to Seller at Closing$0
Sale Price of Property$0
N. Due from Seller at Closing$0
Broker Commissions$0
Seller Credits and Fees$0
Cash to Seller$0

Estimate only. Actual title, escrow, government, HOA, transfer tax, prepaid, and impound amounts vary by county, settlement agent, property, program, and contract terms. A real Loan Estimate or Closing Disclosure controls.

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