Closing costs in California typically run 2–5% of the loan amount. This breaks the number down line by line so you know exactly where your cash-to-close goes — and what's negotiable.
Estimates only. Title, escrow, and transfer-tax rates vary by California county; some line items (HOA transfer fee, home warranty, pest report) aren't shown. The official Loan Estimate we issue at application will be exact to the dollar.