:root {
  --pm-ink: #111827;
  --pm-copy: #475569;
  --pm-muted: #64748b;
  --pm-purple: #5738e5;
  --pm-purple-dark: #3e239f;
  --pm-violet-soft: #f2efff;
  --pm-blue-soft: #eef6ff;
  --pm-green: #087b63;
  --pm-green-soft: #e7f7f1;
  --pm-line: #d9e1ec;
  --pm-soft: #f6f8fb;
  --pm-navy: #101a31;
}

.pm-site,
.pm-site * {
  box-sizing: border-box;
  letter-spacing: 0;
}

.pm-site {
  overflow: hidden;
  background: #fff;
  color: var(--pm-ink);
  font-family: "DM Sans", "Avenir Next", Avenir, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
}

.pm-shell {
  width: min(1180px, calc(100% - 48px));
  margin: 0 auto;
}

.pm-site h1,
.pm-site h2,
.pm-site h3,
.pm-site p {
  letter-spacing: 0;
}

.pm-site h1,
.pm-site h2 {
  text-wrap: balance;
}

.pm-site h2 {
  margin: 0;
  font-size: 40px;
  line-height: 1.12;
  font-weight: 750;
}

.pm-eyebrow {
  margin: 0 0 14px;
  color: rgba(255, 255, 255, .8);
  font-size: 12px;
  font-weight: 800;
  line-height: 1.3;
  text-transform: uppercase;
}

.pm-eyebrow-dark {
  color: var(--pm-purple);
}

.pm-actions {
  display: flex;
  align-items: center;
  flex-wrap: wrap;
  gap: 10px;
}

.pm-button {
  display: inline-flex;
  min-height: 46px;
  align-items: center;
  justify-content: center;
  border: 1px solid transparent;
  border-radius: 6px;
  padding: 0 20px;
  color: var(--pm-ink);
  font-size: 14px;
  font-weight: 750;
  text-decoration: none;
  transition: background .15s ease, border-color .15s ease, color .15s ease, transform .15s ease;
}

.pm-button:hover {
  transform: translateY(-1px);
}

.pm-button-primary {
  background: var(--pm-purple);
  color: #fff;
  box-shadow: 0 12px 28px rgba(60, 35, 159, .22);
}

.pm-button-primary:hover {
  background: var(--pm-purple-dark);
  color: #fff;
}

.pm-button-light {
  border-color: rgba(255, 255, 255, .72);
  background: rgba(255, 255, 255, .96);
  color: var(--pm-ink);
}

.pm-button-light:hover {
  background: #fff;
}

.pm-button-outline {
  border-color: #b9c4d3;
  background: #fff;
}

.pm-button-outline:hover {
  border-color: var(--pm-purple);
  color: var(--pm-purple);
}

.pm-home-hero,
.pm-rates-hero {
  position: relative;
  isolation: isolate;
  color: var(--pm-ink);
  background-color: #f5f2ec;
  background-repeat: no-repeat;
  background-size: cover;
}

.pm-home-hero {
  min-height: 560px;
  display: flex;
  align-items: center;
  background-image: url("/static/marketing/home-redesign/hero-open-door-1672.webp");
  background-position: center 52%;
}

.pm-home-hero::before,
.pm-rates-hero::before {
  position: absolute;
  z-index: -1;
  inset: 0;
  content: "";
  background: rgba(255, 255, 255, .12);
}

.pm-home-hero-inner {
  padding: 74px 0 66px;
}

.pm-home-hero .pm-eyebrow,
.pm-rates-hero .pm-eyebrow {
  color: var(--pm-purple);
}

.pm-home-hero .pm-button-light,
.pm-rates-hero .pm-button-light {
  border-color: #B8C5D2;
  background: rgba(255, 255, 255, .92);
}

.pm-home-hero h1 {
  max-width: 720px;
  margin: 0;
  font-size: 68px;
  line-height: 1.02;
  font-weight: 780;
}

.pm-hero-copy {
  max-width: 640px;
  margin: 22px 0 0;
  color: #43566c;
  font-size: 18px;
  line-height: 1.62;
}

.pm-home-hero .pm-actions {
  margin-top: 28px;
}

.pm-proof {
  display: flex;
  width: fit-content;
  margin-top: 44px;
  border-top: 1px solid rgba(23, 50, 77, .24);
  border-bottom: 1px solid rgba(23, 50, 77, .24);
}

.pm-proof span {
  padding: 13px 24px;
  border-right: 1px solid rgba(23, 50, 77, .18);
  color: #17324D;
  font-size: 12px;
  font-weight: 700;
}

.pm-proof span:first-child { padding-left: 0; }
.pm-proof span:last-child { border-right: 0; }

.pm-live-band,
.pm-rate-table-section {
  padding: 64px 0 72px;
  background: #fff;
}

.pm-section-heading {
  max-width: 720px;
  margin-bottom: 30px;
}

.pm-section-heading-row {
  display: flex;
  max-width: none;
  align-items: flex-end;
  justify-content: space-between;
  gap: 28px;
}

.pm-rate-time {
  margin: 9px 0 0;
  color: var(--pm-muted);
  font-size: 13px;
  line-height: 1.5;
}

.pm-text-link,
.pm-row-action {
  color: var(--pm-purple);
  font-size: 13px;
  font-weight: 800;
  text-decoration: none;
}

.pm-rate-preview,
.pm-rate-table {
  border-top: 1px solid var(--pm-line);
}

.pm-rate-preview-program {
  padding: 24px 0;
  border-bottom: 1px solid var(--pm-line);
}

.pm-rate-preview-program-head {
  display: flex;
  min-height: 34px;
  align-items: flex-start;
  justify-content: space-between;
  gap: 20px;
}

.pm-rate-preview-program-head h3 {
  margin: 0;
  color: var(--pm-ink);
  font-size: 18px;
  line-height: 1.3;
}

.pm-rate-preview-columns,
.pm-rate-preview-choice {
  display: grid;
  grid-template-columns: minmax(175px, 1.25fr) repeat(4, minmax(75px, .6fr)) minmax(130px, .9fr);
  align-items: center;
  gap: 16px;
}

.pm-rate-preview-columns {
  min-height: 30px;
  padding: 0 14px;
  color: var(--pm-muted);
  font-size: 10px;
  font-weight: 800;
  text-transform: uppercase;
}

.pm-rate-preview-choice {
  min-height: 68px;
  padding: 12px 14px;
  border-top: 1px solid var(--pm-line);
  color: var(--pm-ink);
  text-decoration: none;
  transition: background .15s ease;
}

.pm-rate-preview-choice:hover { background: var(--pm-blue-soft); }
.pm-rate-preview-choice-lower_rate { background: #f8fafc; }

.pm-rate-preview-choice > span {
  display: flex;
  min-width: 0;
  flex-direction: column;
  gap: 3px;
}

.pm-rate-preview-choice small {
  display: none;
  color: var(--pm-muted);
  font-size: 10px;
  font-weight: 700;
  text-transform: uppercase;
}

.pm-rate-preview-choice strong {
  color: var(--pm-ink);
  font-size: 15px;
  font-variant-numeric: tabular-nums;
}

.pm-rate-preview-option small {
  display: block;
  text-transform: none;
  font-weight: 500;
}

.pm-rate-preview-row {
  display: grid;
  grid-template-columns: minmax(190px, 1.55fr) repeat(3, minmax(80px, .58fr)) minmax(135px, .9fr) 70px;
  min-height: 82px;
  align-items: center;
  gap: 20px;
  border-bottom: 1px solid var(--pm-line);
  color: var(--pm-ink);
  text-decoration: none;
  transition: background .15s ease;
}

.pm-rate-preview-row:hover,
.pm-rate-table-row:hover {
  background: var(--pm-blue-soft);
}

.pm-rate-preview-row > span:not(.pm-rate-product):not(.pm-row-action),
.pm-rate-table-row > span:not(.pm-row-action) {
  display: flex;
  flex-direction: column;
  gap: 4px;
}

.pm-rate-preview-row small,
.pm-rate-table-row small {
  display: none;
  color: var(--pm-muted);
  font-size: 10px;
  font-weight: 700;
  text-transform: uppercase;
}

.pm-rate-preview-row strong,
.pm-rate-table-row b {
  color: var(--pm-ink);
  font-size: 17px;
  font-variant-numeric: tabular-nums;
}

.pm-rate-product {
  font-size: 16px;
  font-weight: 750;
}

.pm-rate-credit strong,
.pm-rate-credit b,
.pm-rate-outcome-credit strong,
.pm-rate-outcome-credit b {
  color: var(--pm-green);
}

.pm-rate-outcome-cost strong,
.pm-rate-outcome-cost b { color: #9f1239; }

.pm-fine-print {
  margin: 16px 0 0;
  color: var(--pm-muted);
  font-size: 11px;
  line-height: 1.55;
}

.pm-goals,
.pm-rate-factors {
  padding: 86px 0;
  background: var(--pm-soft);
}

.pm-two-column-intro {
  display: grid;
  grid-template-columns: minmax(0, 1.2fr) minmax(300px, .8fr);
  align-items: end;
  gap: 72px;
}

.pm-two-column-intro p {
  margin: 0;
  color: var(--pm-copy);
  font-size: 16px;
  line-height: 1.65;
}

.pm-goal-list {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  margin-top: 42px;
  border-top: 1px solid var(--pm-line);
  border-bottom: 1px solid var(--pm-line);
  background: #fff;
}

.pm-goal-list > a {
  display: flex;
  min-height: 278px;
  flex-direction: column;
  padding: 28px;
  border-right: 1px solid var(--pm-line);
  color: var(--pm-ink);
  text-decoration: none;
  transition: background .15s ease;
}

.pm-goal-list > a:hover { background: var(--pm-violet-soft); }
.pm-goal-list > a:last-child { border-right: 0; }

.pm-goal-number {
  color: var(--pm-purple);
  font-size: 12px;
  font-weight: 800;
}

.pm-goal-list strong {
  margin-top: 40px;
  font-size: 22px;
}

.pm-goal-list p {
  margin: 12px 0 24px;
  color: var(--pm-copy);
  font-size: 14px;
  line-height: 1.6;
}

.pm-goal-list .pm-row-action { margin-top: auto; }

.pm-guidance {
  display: grid;
  grid-template-columns: minmax(0, 1.05fr) minmax(420px, .95fr);
  min-height: 590px;
}

.pm-guidance-image {
  min-height: 590px;
  background: #dbe6ef url("/static/marketing/hero/orbit-4.jpg") center / cover no-repeat;
}

.pm-guidance-copy {
  display: flex;
  flex-direction: column;
  justify-content: center;
  padding: 72px max(44px, calc((100vw - 1180px) / 2));
  padding-left: 68px;
}

.pm-guidance-copy > p:not(.pm-eyebrow) {
  margin: 20px 0 0;
  color: var(--pm-copy);
  font-size: 16px;
  line-height: 1.65;
}

.pm-check-list {
  padding: 0;
  margin: 28px 0 0;
  list-style: none;
}

.pm-check-list li {
  position: relative;
  padding: 14px 0 14px 30px;
  border-bottom: 1px solid var(--pm-line);
  font-size: 14px;
  font-weight: 700;
}

.pm-check-list li::before {
  position: absolute;
  left: 0;
  color: var(--pm-green);
  content: "✓";
  font-weight: 900;
}

.pm-decision {
  padding: 88px 0;
  background: var(--pm-navy);
  color: #fff;
}

.pm-decision-grid {
  display: grid;
  grid-template-columns: minmax(0, .8fr) minmax(500px, 1.2fr);
  align-items: center;
  gap: 72px;
}

.pm-decision h2 { font-size: 44px; }

.pm-decision-grid > div:first-child > p:not(.pm-eyebrow) {
  margin: 18px 0 0;
  color: #c9d3e3;
  font-size: 15px;
  line-height: 1.65;
}

.pm-outcome-table {
  border-top: 1px solid rgba(255, 255, 255, .3);
}

.pm-outcome-row {
  display: grid;
  grid-template-columns: 1.35fr .8fr .8fr;
  gap: 24px;
  padding: 18px 0;
  border-bottom: 1px solid rgba(255, 255, 255, .2);
  font-size: 14px;
}

.pm-outcome-row:not(.pm-outcome-head) span { color: #a7e5d4; }

.pm-outcome-head {
  color: #9eabc0;
  font-size: 10px;
  font-weight: 800;
  text-transform: uppercase;
}

.pm-process {
  padding: 86px 0;
  background: #fff;
}

.pm-process-list,
.pm-factor-list {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  margin-top: 38px;
  border-top: 1px solid var(--pm-line);
}

.pm-process-list > div,
.pm-factor-list > div {
  padding: 28px 30px 0;
  border-left: 1px solid var(--pm-line);
}

.pm-process-list > div:first-child,
.pm-factor-list > div:first-child { padding-left: 0; border-left: 0; }

.pm-process-list span,
.pm-factor-list span {
  display: block;
  color: var(--pm-purple);
  font-size: 11px;
  font-weight: 800;
}

.pm-process-list strong,
.pm-factor-list strong {
  display: block;
  margin-top: 30px;
  font-size: 19px;
}

.pm-process-list p,
.pm-factor-list p {
  margin: 10px 0 0;
  color: var(--pm-copy);
  font-size: 14px;
  line-height: 1.6;
}

.pm-final {
  padding: 68px 0;
  border-top: 1px solid #cce6dd;
  background: var(--pm-green-soft);
}

.pm-final-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 44px;
}

.pm-final h2 {
  max-width: 700px;
  font-size: 38px;
}

.pm-final .pm-actions { flex-shrink: 0; }

.pm-rates-hero {
  min-height: 390px;
  display: flex;
  align-items: center;
  background-image: url("/static/marketing/hero/orbit-4.jpg");
  background-position: center 42%;
}

.pm-rates-hero::before { background: rgba(255, 255, 255, .80); }

.pm-rates-hero-inner { padding: 68px 0; }

.pm-rates-hero h1 {
  margin: 0;
  max-width: 720px;
  font-size: 58px;
  line-height: 1.04;
}

.pm-rates-hero p:not(.pm-eyebrow) {
  max-width: 620px;
  margin: 18px 0 0;
  color: #43566c;
  font-size: 17px;
  line-height: 1.6;
}

.pm-rates-hero .pm-actions { margin-top: 26px; }

.pm-rate-table-head,
.pm-rate-table-row {
  display: grid;
  grid-template-columns: minmax(230px, 1.55fr) minmax(100px, .65fr) minmax(100px, .65fr) minmax(170px, 1fr) 112px;
  align-items: center;
  gap: 22px;
}

.pm-rate-table-head {
  min-height: 46px;
  color: var(--pm-muted);
  font-size: 10px;
  font-weight: 800;
  text-transform: uppercase;
}

.pm-rate-table-row {
  min-height: 84px;
  border-top: 1px solid var(--pm-line);
  color: var(--pm-ink);
  text-decoration: none;
  transition: background .15s ease;
}

.pm-rate-table-row > strong { font-size: 16px; }

.pm-rate-heading-actions,
.pm-rate-carousel-controls {
  display: flex;
  align-items: center;
  gap: 10px;
}

.pm-rate-carousel-controls button {
  display: inline-grid;
  width: 46px;
  height: 46px;
  place-items: center;
  border: 1px solid #b9c4d3;
  border-radius: 50%;
  background: #fff;
  color: var(--pm-ink);
  font: inherit;
  cursor: pointer;
  transition: border-color .15s ease, background .15s ease, color .15s ease;
}

.pm-rate-carousel-controls button span {
  margin-top: -3px;
  font-size: 31px;
  font-weight: 500;
  line-height: 1;
}

.pm-rate-carousel-controls button:hover:not(:disabled),
.pm-rate-carousel-controls button:focus-visible {
  border-color: var(--pm-purple);
  background: var(--pm-violet-soft);
  color: var(--pm-purple-dark);
  outline: none;
}

.pm-rate-carousel-controls button:disabled {
  cursor: default;
  opacity: .34;
}

.pm-rate-carousel {
  min-width: 0;
}

.pm-rate-carousel-track {
  display: flex;
  min-width: 0;
  gap: 24px;
  overflow-x: auto;
  overscroll-behavior-inline: contain;
  scroll-behavior: smooth;
  scroll-snap-type: x mandatory;
  scrollbar-width: none;
}

.pm-rate-carousel-track::-webkit-scrollbar { display: none; }

.pm-rate-carousel-track:focus-visible {
  outline: 3px solid rgba(87, 56, 229, .24);
  outline-offset: 7px;
}

.pm-rate-program {
  --rate-accent: #2f6c8f;
  --rate-soft: #eaf4f8;
  min-width: 100%;
  scroll-snap-align: start;
  scroll-snap-stop: always;
}

.pm-rate-program:nth-child(4n + 2) {
  --rate-accent: #80506e;
  --rate-soft: #f7eef4;
}

.pm-rate-program:nth-child(4n + 3) {
  --rate-accent: #9b621d;
  --rate-soft: #fff4e3;
}

.pm-rate-program:nth-child(4n + 4) {
  --rate-accent: #286b73;
  --rate-soft: #e9f5f4;
}

.pm-rate-program-head {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: 24px;
  margin-bottom: 18px;
  padding-left: 16px;
  border-left: 5px solid var(--rate-accent);
}

.pm-rate-program-head h3 {
  margin: 0;
  color: var(--rate-accent);
  font-size: 23px;
  line-height: 1.25;
}

.pm-rate-program-head p {
  margin: 5px 0 0;
  color: var(--pm-muted);
  font-size: 12px;
}

.pm-rate-option-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 18px;
}

.pm-rate-option-card {
  --option-accent: var(--rate-accent);
  --option-soft: var(--rate-soft);
  min-width: 0;
  overflow: hidden;
  border: 1px solid #d7e0ea;
  border-top: 5px solid var(--option-accent);
  border-radius: 8px;
  background: #fff;
  box-shadow: 0 12px 30px rgba(26, 41, 64, .08);
}

.pm-rate-option-card:only-child { grid-column: 1 / -1; }

.pm-rate-option-lower_rate {
  --option-accent: #16765a;
  --option-soft: #e9f6f0;
}

.pm-rate-option-top {
  display: flex;
  min-height: 126px;
  align-items: flex-start;
  justify-content: space-between;
  gap: 24px;
  padding: 22px;
  background: var(--option-soft);
}

.pm-rate-option-name {
  display: flex;
  min-width: 0;
  flex: 1;
  flex-direction: column;
  gap: 7px;
}

.pm-rate-option-name strong {
  color: var(--pm-ink);
  font-size: 17px;
  line-height: 1.25;
}

.pm-rate-option-name small,
.pm-rate-option-card small {
  color: var(--pm-muted);
  font-size: 10px;
  font-weight: 700;
  line-height: 1.45;
  text-transform: uppercase;
}

.pm-rate-option-name small {
  max-width: 205px;
  font-size: 11px;
  font-weight: 500;
  text-transform: none;
}

.pm-rate-primary {
  flex-shrink: 0;
  text-align: right;
}

.pm-rate-primary small { display: block; color: var(--option-accent); }

.pm-rate-primary strong {
  display: block;
  margin-top: 2px;
  color: var(--option-accent);
  font-size: 38px;
  line-height: 1;
  font-variant-numeric: tabular-nums;
}

.pm-rate-metrics {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  padding: 18px 22px;
}

.pm-rate-metrics span,
.pm-rate-option-bottom span {
  display: flex;
  min-width: 0;
  flex-direction: column;
  gap: 4px;
}

.pm-rate-metrics span + span {
  padding-left: 18px;
  border-left: 1px solid var(--pm-line);
}

.pm-rate-metrics b,
.pm-rate-option-bottom b {
  color: var(--pm-ink);
  font-size: 16px;
  line-height: 1.3;
  font-variant-numeric: tabular-nums;
}

.pm-rate-option-bottom {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 18px;
  padding: 17px 22px;
  border-top: 1px solid var(--pm-line);
  background: #f8fafc;
}

.pm-rate-carousel-footer {
  display: flex;
  min-height: 48px;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  margin-top: 16px;
}

.pm-rate-carousel-status {
  margin: 0;
  color: var(--pm-muted);
  font-size: 12px;
  font-weight: 650;
}

.pm-rate-carousel-dots {
  display: flex;
  align-items: center;
  gap: 7px;
}

.pm-rate-carousel-dots button {
  width: 22px;
  height: 8px;
  border: 0;
  border-radius: 4px;
  background: #cbd5e1;
  cursor: pointer;
  transition: width .15s ease, background .15s ease;
}

.pm-rate-carousel-dots button[aria-current="true"] {
  width: 38px;
  background: var(--pm-purple);
}

.pm-rate-carousel-dots button:focus-visible {
  outline: 3px solid rgba(87, 56, 229, .24);
  outline-offset: 3px;
}

.pm-scenario-note {
  display: grid;
  grid-template-columns: 210px 1fr;
  gap: 24px;
  margin-top: 24px;
  padding: 22px 0;
  border-top: 1px solid var(--pm-line);
  border-bottom: 1px solid var(--pm-line);
}

.pm-scenario-note strong { font-size: 13px; }

.pm-scenario-note p,
.pm-disclosure p {
  margin: 0;
  color: var(--pm-copy);
  font-size: 12px;
  line-height: 1.65;
}

.pm-disclosure {
  border-bottom: 1px solid var(--pm-line);
}

.pm-disclosure summary {
  display: flex;
  min-height: 56px;
  align-items: center;
  justify-content: space-between;
  cursor: pointer;
  font-size: 13px;
  font-weight: 750;
  list-style: none;
}

.pm-disclosure summary::-webkit-details-marker { display: none; }
.pm-disclosure summary span { color: var(--pm-purple); font-size: 20px; }
.pm-disclosure p { padding: 0 0 20px; }

.pm-empty-rates {
  padding: 42px 0;
  text-align: center;
}

.pm-empty-rates p { color: var(--pm-copy); }

.pm-factor-list { grid-template-columns: repeat(4, 1fr); }
.pm-factor-list > div { min-height: 210px; }

@media (max-width: 980px) {
  .pm-home-hero h1 { font-size: 56px; }
  .pm-rate-preview-row { grid-template-columns: minmax(170px, 1.3fr) repeat(3, 80px) minmax(125px, .9fr); }
  .pm-rate-preview-row .pm-row-action { display: none; }
  .pm-rate-preview-columns,
  .pm-rate-preview-choice { grid-template-columns: minmax(145px, 1.15fr) repeat(4, minmax(65px, .55fr)) minmax(112px, .8fr); gap: 10px; }
  .pm-two-column-intro { grid-template-columns: 1fr; gap: 20px; align-items: start; }
  .pm-guidance { grid-template-columns: 1fr; }
  .pm-guidance-image { min-height: 420px; }
  .pm-guidance-copy { padding: 60px 36px; }
  .pm-decision-grid { grid-template-columns: 1fr; gap: 38px; }
  .pm-rate-table-head,
  .pm-rate-table-row { grid-template-columns: minmax(210px, 1.3fr) repeat(2, 90px) minmax(145px, 1fr); }
  .pm-rate-table-head > :last-child,
  .pm-rate-table-row .pm-row-action { display: none; }
  .pm-rate-option-top { gap: 18px; padding: 20px; }
  .pm-rate-metrics,
  .pm-rate-option-bottom { padding-right: 20px; padding-left: 20px; }
  .pm-factor-list { grid-template-columns: repeat(2, 1fr); }
  .pm-factor-list > div:nth-child(3) { border-left: 0; }
}

@media (max-width: 720px) {
  .pm-shell { width: calc(100% - 32px); }
  .pm-site h2 { font-size: 32px; }
  .pm-home-hero { min-height: 520px; background-position: 58% center; align-items: flex-start; }
  .pm-home-hero::before { background: rgba(8, 17, 35, .71); }
  .pm-home-hero-inner { padding: 58px 0 40px; }
  .pm-home-hero h1 { max-width: 520px; font-size: 44px; }
  .pm-hero-copy { font-size: 16px; }
  .pm-home-hero .pm-actions { width: 100%; }
  .pm-home-hero .pm-button { flex: 1 1 190px; }
  .pm-proof { display: grid; width: 100%; grid-template-columns: repeat(3, 1fr); margin-top: 30px; }
  .pm-proof span { display: flex; min-height: 56px; align-items: center; padding: 9px; font-size: 10px; line-height: 1.35; }
  .pm-proof span:first-child { padding-left: 0; }
  .pm-live-band,
  .pm-rate-table-section { padding: 50px 0 58px; }
  .pm-section-heading-row { align-items: flex-start; flex-direction: column; gap: 16px; }
  .pm-rate-preview-program { padding: 22px 0; }
  .pm-rate-preview-program-head { margin-bottom: 10px; }
  .pm-rate-preview-columns { display: none; }
  .pm-rate-preview-choice {
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 13px 18px;
    padding: 16px 12px;
  }
  .pm-rate-preview-option { grid-column: 1 / -1; }
  .pm-rate-preview-choice small { display: block; }
  .pm-rate-preview-row,
  .pm-rate-table-row {
    grid-template-columns: minmax(0, 1.35fr) repeat(3, minmax(58px, .55fr));
    gap: 12px;
    padding: 16px 0;
  }
  .pm-rate-preview-row .pm-rate-outcome,
  .pm-rate-table-row .pm-rate-credit { display: none !important; }
  .pm-rate-preview-row strong,
  .pm-rate-table-row b { font-size: 15px; }
  .pm-goals,
  .pm-rate-factors,
  .pm-process,
  .pm-decision { padding: 60px 0; }
  .pm-goal-list,
  .pm-process-list,
  .pm-factor-list { grid-template-columns: 1fr; }
  .pm-goal-list > a { min-height: 220px; border-right: 0; border-bottom: 1px solid var(--pm-line); }
  .pm-goal-list > a:last-child { border-bottom: 0; }
  .pm-goal-list strong { margin-top: 26px; }
  .pm-guidance-image { min-height: 330px; }
  .pm-guidance-copy { padding: 52px 20px; }
  .pm-decision h2 { font-size: 34px; }
  .pm-outcome-row { gap: 12px; }
  .pm-process-list > div,
  .pm-factor-list > div,
  .pm-factor-list > div:nth-child(3) { min-height: 0; padding: 24px 0; border-top: 1px solid var(--pm-line); border-left: 0; }
  .pm-process-list > div:first-child,
  .pm-factor-list > div:first-child { border-top: 0; }
  .pm-process-list strong,
  .pm-factor-list strong { margin-top: 14px; }
  .pm-final { padding: 52px 0; }
  .pm-final-inner { align-items: flex-start; flex-direction: column; }
  .pm-final h2 { font-size: 32px; }
  .pm-final .pm-actions,
  .pm-final .pm-button { width: 100%; }
  .pm-rates-hero { min-height: 410px; background-position: center; }
  .pm-rates-hero h1 { font-size: 44px; }
  .pm-rates-hero .pm-actions { width: 100%; }
  .pm-rates-hero .pm-button { flex: 1 1 160px; }
  .pm-rate-table-head { grid-template-columns: minmax(0, 1.45fr) repeat(2, minmax(72px, .65fr)); gap: 12px; }
  .pm-rate-table-head > :nth-child(4) { display: none; }
  .pm-rate-table-row > span { display: flex !important; }
  .pm-rate-table-row .pm-rate-credit,
  .pm-rate-table-row .pm-row-action { display: none !important; }
  .pm-rate-program-head { align-items: flex-start; flex-direction: column; gap: 8px; }
  .pm-rate-heading-actions { width: 100%; justify-content: space-between; }
  .pm-rate-carousel-track { gap: 16px; }
  .pm-rate-option-grid { grid-template-columns: 1fr; }
  .pm-rate-option-top { min-height: 116px; }
  .pm-scenario-note { grid-template-columns: 1fr; gap: 10px; }
}

@media (max-width: 420px) {
  .pm-home-hero h1,
  .pm-rates-hero h1 { font-size: 39px; }
  .pm-rate-preview-row,
  .pm-rate-table-head,
  .pm-rate-table-row { grid-template-columns: minmax(0, 1.45fr) repeat(3, 55px); gap: 8px; }
  .pm-rate-preview-row strong,
  .pm-rate-table-row b { font-size: 14px; }
  .pm-rate-heading-actions .pm-button { flex: 1; }
  .pm-rate-carousel-controls { flex-shrink: 0; }
  .pm-rate-carousel-controls button { width: 42px; height: 42px; }
  .pm-rate-option-top { padding: 18px; }
  .pm-rate-primary strong { font-size: 34px; }
  .pm-rate-metrics,
  .pm-rate-option-bottom { padding-right: 18px; padding-left: 18px; }
  .pm-rate-metrics b,
  .pm-rate-option-bottom b { font-size: 14px; }
  .pm-rate-carousel-footer { align-items: flex-start; flex-direction: column; gap: 8px; }
}

@media (prefers-reduced-motion: reduce) {
  .pm-site * { scroll-behavior: auto !important; transition: none !important; }
}